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Dream Keeper Downpayment Assistance Loan Program (DK-DALP)

June 6, 2022

Dream Keeper Downpayment Assistance Loan Program (DK-DALP) came as part of Mayor London Breed’s Dream Keeper Initiative. To learn more, visit www.dreamkeepersf.org

Through the DK-DALP, MOHCD is providing an additional opportunity for low to middle-income buyers to compete in San Francisco’s high-cost housing market.

The DK-DALP is a down payment loan up to $500,000 to bid on a property on San Francisco’s open market. The loan must be used on the downpayment of a residential property that will become a primary residence. The owner can re-sell the unit at market prices.

The DK-DALP is a silent second loan that requires no monthly payments. When the property is sold or transferred, the owner pays MOHCD back the principal amount of the loan, plus an equitable share of appreciation.

Source: https://sfmohcd.org/dk-dalp